Personal finance
Loan to value
How big a mortgage is compared with the property's value, as a percentage. Lower loan to value usually means a better rate. Shortened to LTV, which also means customer lifetime value.
A plain-English explanation, not financial or tax advice. Rules and rates change, so check your own situation. For free, impartial guidance, try MoneyHelper. Disclaimer.
You'll hear it as
With a 10 per cent deposit we're at 90 per cent loan to value.
Also called LTV (loan to value).
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