Information, not advice.

Everything on this site, in the videos and in the newsletter is general information, written in plain English to help you understand how business works. It isn't legal, financial, tax, employment, medical or any other professional advice, and it doesn't take your circumstances into account.

Before you act on something that matters, such as signing a contract, investing, a tax question or a problem at work, talk to someone qualified. Free, impartial help is available from MoneyHelper for money and pensions, Acas for work rights in Great Britain, and Citizens Advice for most other questions.

Rules change.

Laws, rates and allowances change, and they differ between countries. Most of what's here describes the UK, and US terms are marked as such. Figures that change are described rather than quoted. We keep the glossary up to date, but can't promise that every page is current or complete.

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The videos and articles include opinions. They're Simon Wallace's own, drawn from experience, and not those of any employer, client or other organisation. Companies and products are named as examples, not as endorsements.

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