Personal finance
ISA
Individual savings account: a UK account where savings and investments grow free of income tax and capital gains tax, up to a yearly allowance. Types include cash ISAs and stocks and shares ISAs.
A plain-English explanation, not financial or tax advice. Rules and rates change, so check your own situation. For free, impartial guidance, try MoneyHelper. Disclaimer.
You'll hear it as
Max out your ISA before you invest anywhere else.
Why it matters to you.
For most people, using the ISA allowance is the simplest tax saving there is.
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