US workplace terms
Health insurance (US)
In the US, health care is mostly paid for through insurance, usually provided as an employment benefit. Plans differ in premiums, deductibles and which doctors you can see. Open enrollment is the yearly window to choose or change cover.
A plain-English explanation of how this usually works in the US, not legal, tax or financial advice. Rules differ between states and change over time, so check your own situation. Disclaimer.
You'll hear it as
Compare the health insurance before the salary: the deductible's $5,000.
Why it matters to you.
It's often the biggest benefit in a US offer. A UK salary comparison that ignores it is misleading.
Related terms.
Videos.
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