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Personal finance

Financial adviser

A regulated professional who gives personalised recommendations about investments, pensions and financial planning, for a fee. Financial guidance, such as from MoneyHelper, is free and general rather than personal.

A plain-English explanation, not financial or tax advice. Rules and rates change, so check your own situation. For free, impartial guidance, try MoneyHelper. Disclaimer.

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Pay for a financial adviser before you decide what to do with the share sale.

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